Print Page   |   Contact Us   |   Sign In   |   Register

April 5, 2020

We’re concerned that Ontario’s take-all-comers auto insurance rules mean lower-risk drivers are subsidizing higher-risk drivers


March 31, 2020

Subscription insurance: We welcome FSRA’s responsiveness to marketplace developments

March 9, 2020

We call for changes to build public confidence in Alberta’s auto insurance system


January 28, 2020

Concerns raised with FCNB about dealerships offering replacement cost insurance

November 18, 2019

FSRA’s 2020-21 priorities build on efforts this year to give Ontario drivers a better auto insurance system

November 12, 2019
We call on Ontario government to join other jurisdictions in allowing electronic insurance communications


August 23, 2019

We've developed a modified option for harmonized agent qualification requirements for CISRO's review

July 24, 2019

We've raised some concerns about FICOM's proposed new fee structure

June 27, 2019

We commend FCNB’s plans to remove some regulatory burdens and help us improve services for New Brunswick customers.

June 5, 2019

Participants in our Annual Conference heard about the FSRA launch and innovations in rate regulation.

  Chairman & CEO Alain Thibault welcomed members and thanked hosts
HB Group Insurance Management

  Brian P. Sullivan, editor of Auto Insurance Report and Property Insurance Report, shared
his views on regulatory efficiency and innovation
 FSRA’s Tim Bzowey, EVP, Auto/Insurance Products gave members the latest news on
Ontario’s transition to a new era of financial services regulation.

 A strong turnout of CADRI members heard from industry experts and leaders, exchanged ideas
and asked questions.

Photos: Bard Azima, Livingface Photography

April 15, 2019

CADRI supports Ontario government’s move to foster innovation in the insurance business.

Ontario budget ushers in long-awaited changes to auto insurance in province.

The association representing direct insurers welcomes the proposed update to Ontario’s auto insurance system announced by the Finance Minister in the Budget speech last week.

“Lowering costs, increasing consumer choice and increasing competition in the auto insurance market are necessary modifications,” commented CADRI Chairman & CEO Alain Thibault. “Ontario’s drivers deserve the same convenience with auto insurance that they have with other financial institutions.”

The budget announced changes to auto insurance including:

  • Focusing on care for people injured in collisions and making sure that they can access treatment faster,
  • Facilitating electronic communications, making it fast and simple to do business with insurance companies,
  • Bringing the convenience of electronic proof of insurance to Ontario drivers,
  • Enabling innovation and new business models to give drivers more options, and
  • Making it easier for insurance companies to offer more options by allowing insurers to consider a client’s credit history if permitted, among other measures.

“We are keen to work with the province and its new regulator, the Financial Services Regulatory Authority, to implement these developments quickly,” said Thibault. “Reducing the regulatory burden and eliminating red tape, will go a long way to making things easier for everyone involved.”

Ontario’s Putting Drivers First blueprint builds on key issues addressed in David Marshall’s 2017 report on Ontario’s auto insurance system, Fair Benefits, Fairly Delivered.

February 28, 2019

CADRI members brave the Edmonton cold to advocate for change.

Members of our Western Committee met with Alberta's Treasury Board in February.

(l-to-r) Jim Mahoney, Cooperators, Haseeb Rehman, Desjardins,
Lynn Whitehead, TD Insurance, Paul Wilkins, belairdirect,
Catherine Allman, CADRI

February 21, 2019

CADRI members continue talks with Ontario government on auto insurance reform and innovation

(l-to-r) Brad Neilson, belairdirect, MPP Doug Downey, Parliamentary Secretary to
Finance Minister, Sara Cleland, Cooperators, Lynn Whitehead, TD Insurance,
Catherine Allman, CADRI, Sam Palmerio, Desjardins

February 7, 2019

We respond to FSRA’s proposed priorities and budget


January 4, 2019

We urge FSRA to consider financial pressures on our industry when setting fees

December 10, 2018

We support AMF's draft online regs and suggest improvements for consumers

November 16, 2018

CADRI supports Ontario government’s move to foster innovation in the insurance business

The Ontario government’s promise to allow insurers to offer their customers more digital options is a welcome move says the association representing direct insurers.

“We know that 70 percent of Canadians are willing to download an application from their insurer,” commented CADRI Chairperson & CEO Alain Thibault. “In this context, it makes sense for us to be allowed to offer them proof of their automobile insurance digitally, if they want it.”

In its Fall Economic Statement released yesterday, the Ontario government said it will change the regulatory framework to allow electronic proof of auto insurance, usage-based technology and full electronic commerce in the insurance business.

“Having an application or a device reflect exactly how you drive means that your insurer can offer rates tailored to your safe driving record,” said Thibault. “New rules encouraging user-based insurance could encourage more Ontarians to try this out.”

CADRI looks forward to working with the government to make the regulatory system governing automobile insurance more efficient: making the market more competitive and increasing consumers’ choices.

August 31, 2018

We encourage CISRO to consider harmonized educational criteria for Canadian General Insurance licensing

August 29, 2018

We ask CISRO to support our three strategic priorities: modernization, harmonization and engagement

June 25, 2018

We call for better representation of direct-relationship insurers on the Insurance Council of BC Board

June 18, 2018

We continue to support work by CCIR and CISRO to guide fair conduct across jurisdictions

June 14, 2018

Our annual conference heard some early insights on FSRA and the new Ontario government

Chairman & CEO Alain Thibault welcomed members to CADRI’s annual conference,
which celebrated 20 years of leadership and advocacy.

Representatives of CADRI member companies were present at the conference to
network, ask questions and hear from expert presenters and panelists.

Barry Campbell
and Paul Brown of Campbell Strategies shared their thoughts on the
new PC government and its transition to power in a lively discussion. Mr. Brown observed that the
insurance industry, as one of the country’s most effective interest groups, is already well positioned to
have its ideas heard by the new government.

Mark White
, CEO of Ontario’s Financial Services Regulatory Authority (FSRA)
explains his plans for a more flexible,open regulator. CADRI’s conference was his very
first speaking engagement as FSRA CEO.

Photos: Bard Azima, Livingface Photography

June 5, 2018

We welcome new member Allstate

Allstate Insurance Company of Canada has joined other leading Canadian direct-relationship insurers as a member of CADRI.

“We welcome Allstate as CADRI’s newest member,” said Chair and President Alain Thibault. “We’re excited to be able to reflect their valuable insights in our discussions of emerging issues and our future submissions to government.”

Allstate’s voice will now be included in CADRI’s ongoing efforts to promote innovation and fair regulation in the industry. Allstate will be represented on the CADRI Board by Marcelo Regen, ‎Vice President, Allstate Brand. Allstate representatives will also be added to CADRI’s Committees and Task Forces.

“We look forward to building on CADRI’s successful advocacy work to date, and to meet the exciting challenges facing our industry,” said Mr. Regen.

May 8, 2018

Our advice to FSCO: Four ways to enhance new Superintendent’s Guideline on treating consumers fairly


May 8, 2018

We applaud FSCO’s proactive approach to technology and transition


March 29, 2018

CADRI Atlantic delegation: mission accomplished

In March, Amy Beddow (CAA), Catherine Décarie (TD Insurance), Romi Morning (Cooperators), Brad Savelli (Aviva), Lynn Whitehead (TD Insurance), and Catherine Allman (CADRI) met for high-level discussions with New Brunswick and Nova Scotia regulators.

Issues addressed in the wide-ranging discussions included government disaster programs and building consumer awareness of natural catastrophes, automobile insurance, regulatory and licensing harmonization, and progress on new technologies.

Dialogue was opened on several issues of particular concern to the industry, and these will be moved forward in the coming months.


March 8, 2018

Our recommendations aim to enhance CCIR guidance to meet the needs of direct-relationship insurers and their customers

February 7, 2018

We support modernized Alberta regulations to keep up with changing customer expectations

September 29, 2017

We recommend gradual implementation for BC’s proposed fee increases for insurers

September 6, 2017

Our response to “Fair Benefits, Fairly Delivered"

August 31, 2017

We call on Alberta to match other provinces’ age-related pricing exemptions


August 14, 2017

We support New Brunswick’s efforts to improve harmonization of legislation to protect innocent co-insured

May 31, 2017

We support FSCO’s 2017 priorities to improve fairness for consumers and enable innovation

January 26, 2017

Our contributions help CCIR respond to evolving customer expectations while supporting regulators and industry

January 17, 2017

Our Licensing Task Force held meetings recently in Toronto with regulators from New Brunswick
and British Columbia.

 (l-to-r) FCNB Deputy Director David Weir, CADRI Licensing Task Force Chair,
Moira Gill
, AVP, Government and Industry Relations, TD Insurance, and
Sandy Prokop
, Director, Contracting and Licensing, RBC Insurance


(l-to-r) Wenda Robinson, Licensing and Compliance, Cooperators and
BC Insurance Council Executive Director
Gerry Matier


May 18, 2016

Our representatives met MMPs on Government Relations Day

Maya Milardovic, Senior Government Relations Advisor, Cooperators,
and Tim Bzowey, Head, Home & Auto, RBC, and Ontario Committee Chair, prepare
to meet MPPs during CADRI’s annual  Government Relations Day, at Queen’s Park in Toronto.


December 21, 2015

New survey about property insurance shows consumer openness to insurance policies tailored to real risks from natural catastrophes


November 30, 2015

Catherine Allman, named the New VP, External and Government Relations at CADRI

Membership Software Powered by YourMembership  ::  Legal